The Art of Passive Income

From Negative Net Worth To A 60 Million Rental Portfolio

Episode Summary

We talk to REImom, Anna Kelley, about how she went from a negative net worth to building up a multi-million dollar empire in multifamily rentals.

Episode Notes

Our guest today is going to tell us how she went from a negative net worth to building up a multi-million dollar empire in multifamily rentals. 

Join us as we talk with Anna Kelley, the founding partner of Zenith Capital Group, Apex Multifamily and

Anna’s a former top ranked financial relationship manager for a private bank and began investing in real estate 20 years ago. Since, she has purchased, renovated and rented millions of dollars of real estate across numerous asset classes while working full-time and raising four active children. 

She recently retired from her corporate career after creating financial freedom through rental properties investing and currently has ownership and manages a rental portfolio valued at over $60 million and has invested in over 1000 doors as a Limited Partner. 

An Amazon best-selling author, a speaker, and a mentor... Anna Kelly is one busy lady!

Starting out as a landlord by necessity with a negative net worth, Anna walks us through her journey and how she made it through the recession to slowly and steadily build her portfolio up to replace her six-figure income that would allow her to retire.

I started investing in real estate a long long time ago. For those that think real estate is a get rich quick scheme, it’s definitely not. I have definitely played the long game and it’s just finally paid off.” 

Anna admits that finding money in the beginning to keep scaling and growing after their first initial purchase was not easy. So, along with her husband, they put in the time and they educated themselves. That is when they came across the BRRRR method—Buy, Rehab, Rent, Refinance, and Repeat. 

Here is just a little of what we talk about today...

Anna Kelley is an inspiration. She built a real estate empire as a side hustle while working a full-time corporate job and raising four kids. The epitome of tenacious, she found ways around the roadblocks and kept moving forward until she reached her destination, financial freedom. 

I think that there it’s really important to point out that there’s really no one right way to make money in real estate. There’s a lot of variables that depend on you personally, your skills, how much time you have available, how much money you have available to invest.”


Mark: My tip of the week is to be like Anna Kelley. Go to and learn more there.

Scott: Check out—It turns your secondary display into a joint team desktop. Share windows via drag & drop. It’s a great way to work with VAs. 

Anna: If you have a business, any type of business, there is a little-known tax benefit called Bonus Depreciation that will have a huge impact on the next year's taxes. 

Isn’t it time to create passive income so you can work where you want, when you want and with whomever you want?